Terms and Conditions

Introduction to Our Terms

Welcome to Miralonqerth's Terms and Conditions. These terms govern your use of our financial planning subscription service and website.

By using our services, you acknowledge that you have read, understood, and agree to be bound by these terms.

Important Definitions

For clarity, the following terms have specific meanings

• Service: Our monthly subscription-based financial planning consultation and analytical review service
• User/Client: Any individual who subscribes to or uses our financial planning services
• Consultation: Personalized financial analysis and discussion sessions provided as part of our service
• Platform: Our website, communication channels, and service delivery systems

Proper Use of Our Service

Our service is designed for legitimate financial planning purposes

Your Responsibilities

As a user of our service, you agree to

• Provide accurate and complete information for consultations
• Use our service in accordance with applicable laws
• Respect the intellectual property rights of our content
• Maintain the confidentiality of your account information

Prohibited Activities

You may not use our service for

Intellectual Property Rights

All content, materials, and intellectual property on our platform remain our exclusive property or that of our licensors.

You may not reproduce, distribute, or create derivative works from our content without explicit written permission.

Privacy and Data Protection

Your privacy is important to us, and we are committed to protecting your personal information.

Please review our Privacy Policy for detailed information about our data practices. Privacy Policy.

Service Disclaimers

Important limitations and disclaimers regarding our service

• Our consultations are analytical in nature and not specific investment recommendations
• Past performance does not guarantee future results in any financial planning scenario
• Individual results may vary significantly based on personal circumstances and market conditions

Limitation of Liability

Our liability is limited to the maximum extent permitted by Malaysian law for indirect or consequential damages.

In no event shall our total liability exceed the amount paid for services in the preceding 12 months.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently through various mechanisms

Service Termination

Either party may terminate the subscription service with appropriate notice as specified in your service agreement.

Upon termination, access to ongoing consultations will cease, but you retain rights to previously provided materials.

Governing Law and Jurisdiction

Malaysian federal and state laws apply to all aspects of our service

These terms are governed by Malaysian law, and Malaysian courts have exclusive jurisdiction over related disputes.

Severability Clause

If any provision of these terms is found unenforceable, the remaining provisions shall continue in full force and effect.

Complete Agreement

These terms constitute the entire agreement between you and Miralonqerth regarding our services, superseding all prior agreements.

Modifications to Terms

We reserve the right to modify these terms periodically to reflect changes in our services or legal requirements.

We will notify users of material changes through email or prominent website notices.

Contact Information

For questions about these terms or our services, please contact us using the provided information.